Verifying the other 90% of the economy.
Traditional APIs only cover major banks and enterprise payroll. WageGate turns any portal a user can log into — employer, government, utility, gig platform — into a source of cryptographic proof.
Verification workflows that work beyond APIs.
Give users a secure way to prove what matters — directly from the portals they already use.
Insurance verification
Confirm active coverage and pull key policy details from insurer portals — no carrier integrations required.
Income verification
Verify earnings across payroll, gig, and long-tail employer systems with fast, user-present evidence.
Education verification
Validate enrollment, degree completion, and institution history across schools without standardized APIs.
Proof of funds
Point-in-time balance evidence from bank or brokerage portals for underwriting and compliance.
Licenses & credentials
Verify professional licenses and certification status from authenticated portals with point-in-time evidence.
Proof of title
Verify ownership and lien details from title and registration portals to streamline asset transactions.
Address verification
Confirm residency using utility, telecom, or account portals — capturing only what's needed to prove an address.
International sources
Access global portals for employment, education, and financial evidence — no region-specific integrations.
Alternative assets
Verify holdings outside traditional finance — crypto, marketplaces, and non-standard asset portals.
Built different. By design.
We're not replacing APIs where they work. We cover the long tail they structurally cannot.
| Approach | Long-tail coverage | Real-time | No extensions | Fraud-resistant |
|---|---|---|---|---|
API aggregators Plaid, Argyle, Finicity | Head only | |||
Document verification Inscribe, Ocrolus | Uploads | Hours / days | Upload fraud | |
zkTLS solutions Reclaim, TLSNotary | Limited | Extensions kill conversion | ||
Manual review Internal ops teams | Any | 24–72hr | Human error | |
WageGate This platform | Full long tail | <10 seconds | Native | Cryptographic |
The minds behind the verification layer.
WageGate is the verification infrastructure trusted by modern lenders.
Pratyush Tiwari
Founder of WageGate. Based in San Francisco with 22+ years of experience building data and identity infrastructure for lenders.
Chris Ashley
Co-Founder at WageGate, focused on building the cryptographic verification technology that makes every check tamper-evident and independently verifiable.
WageGate
Multi-company employment and income verification — embeddable, webhook-driven, and built for lenders.